:root{
  --blue:#0064ff;
  --blue-2:#0047d9;
  --blue-3:#eaf2ff;
  --ink:#101828;
  --text:#344054;
  --muted:#667085;
  --line:#e4e7ec;
  --soft:#f7faff;
  --white:#fff;
  --green:#10b981;
  --orange:#f59e0b;
  --shadow:0 16px 48px rgba(16,24,40,.10);
  --shadow-sm:0 8px 24px rgba(16,24,40,.08);
  --radius:28px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,Helvetica,sans-serif;background:#fff;color:var(--ink);line-height:1.6;overflow-x:hidden}
a{text-decoration:none;color:inherit}ul{list-style:none}.container{width:min(1168px,calc(100% - 40px));margin:auto}.topbar{background:#06245c;color:rgba(255,255,255,.86);font-size:13px}.topbar .container{min-height:40px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:blur(18px);border-bottom:1px solid rgba(0,0,0,.06)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:48px;height:48px;border-radius:16px;background:linear-gradient(135deg,var(--blue),#39a0ff);color:#fff;font-weight:900;display:grid;place-items:center;box-shadow:0 12px 30px rgba(0,100,255,.26);position:relative;overflow:hidden}.brand-mark:after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 20%,rgba(255,255,255,.45),transparent 80%);transform:translateX(-120%);animation:shine 4.8s linear infinite}@keyframes shine{100%{transform:translateX(120%)}}.brand-title{font-weight:900;letter-spacing:-.02em;color:#05245d;font-size:18px;line-height:1.1}.brand-sub{font-size:12px;color:var(--muted);font-weight:700}.nav-links{display:flex;align-items:center;gap:28px;font-weight:800;font-size:14px;color:#475467}.nav-links a{position:relative}.nav-links a:after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:3px;border-radius:999px;background:var(--blue);transition:.28s}.nav-links a:hover,.nav-links a.active{color:var(--blue)}.nav-links a:hover:after,.nav-links a.active:after{width:100%}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;font-weight:900;transition:.28s}.nav-cta{background:var(--blue);color:#fff;padding:12px 18px;box-shadow:0 10px 26px rgba(0,100,255,.22)}.nav-cta:hover,.btn-primary:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(0,100,255,.28)}.mobile-toggle{display:none;border:0;background:var(--blue-3);color:var(--blue);border-radius:14px;width:46px;height:46px;font-size:24px}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 10% 5%,rgba(0,100,255,.14),transparent 32%),radial-gradient(circle at 85% 12%,rgba(16,185,129,.12),transparent 26%),linear-gradient(180deg,#f6faff 0%,#fff 78%)}.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center;padding:92px 0 76px}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#e9f2ff;color:#0052cc;border:1px solid rgba(0,100,255,.16);border-radius:999px;padding:8px 14px;font-size:13px;font-weight:900;margin-bottom:20px}.hero h1,.page-hero h1{font-size:clamp(42px,5vw,70px);line-height:1.02;letter-spacing:-.065em;color:#071b45;margin-bottom:22px}.hero p,.page-hero p{font-size:18px;color:#526079;max-width:650px;margin-bottom:30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}.btn{min-height:54px;padding:0 24px;font-size:15px}.btn-primary{background:linear-gradient(135deg,var(--blue),#0095ff);color:#fff;box-shadow:0 12px 30px rgba(0,100,255,.22)}.btn-secondary{background:#fff;color:var(--blue);border:1px solid rgba(0,100,255,.16);box-shadow:var(--shadow-sm)}.btn-secondary:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.hero-badges{display:flex;gap:12px;flex-wrap:wrap}.hero-badges span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 14px;color:#4b5b73;font-size:13px;font-weight:800;box-shadow:0 8px 24px rgba(16,24,40,.05)}.phone-scene{position:relative;min-height:560px}.orb{position:absolute;border-radius:50%;filter:blur(3px);animation:float 7s ease-in-out infinite}.orb.one{width:150px;height:150px;background:rgba(0,100,255,.13);right:20px;top:10px}.orb.two{width:100px;height:100px;background:rgba(16,185,129,.16);left:12px;bottom:72px;animation-delay:1.2s}@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-18px)}}.phone-card{width:min(370px,100%);margin:auto;background:#fff;border:12px solid #111827;border-radius:46px;padding:22px;box-shadow:0 32px 80px rgba(16,24,40,.24);position:relative;z-index:2;animation:phoneIn .9s ease both}@keyframes phoneIn{from{opacity:0;transform:translateY(24px) rotate(-2deg)}to{opacity:1;transform:translateY(0) rotate(0)}}.app-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}.app-logo{font-weight:900;color:var(--blue);font-size:20px}.app-chip{background:#ecfdf3;color:#027a48;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900}.balance{background:linear-gradient(135deg,var(--blue),#04a3ff);border-radius:26px;color:#fff;padding:24px;margin-bottom:16px;position:relative;overflow:hidden}.balance:after{content:"";position:absolute;width:160px;height:160px;border-radius:50%;background:rgba(255,255,255,.16);right:-70px;top:-60px}.balance small{opacity:.82}.balance strong{display:block;font-size:34px;letter-spacing:-.04em;margin-top:4px}.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}.mini{background:#f2f7ff;border-radius:18px;padding:14px;text-align:center;color:#24405f;font-size:12px;font-weight:900}.loan-panel{border:1px solid #eaf0f7;border-radius:24px;padding:18px;background:#fff;box-shadow:0 8px 24px rgba(16,24,40,.06)}.loan-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid #edf2f7}.loan-row:last-child{border-bottom:0}.section{padding:86px 0}.section.blue{background:var(--soft)}.section-title{max-width:760px;margin-bottom:38px}.section-title.center{text-align:center;margin-left:auto;margin-right:auto}.mini-title{display:inline-block;color:var(--blue);font-size:13px;font-weight:1000;letter-spacing:.13em;text-transform:uppercase;margin-bottom:10px}.section-title h2{font-size:clamp(32px,4vw,48px);line-height:1.12;letter-spacing:-.045em;color:#071b45;margin-bottom:14px}.section-title p{font-size:17px;color:var(--muted)}.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.feature-card,.info-card,.brand-card,.legal-card{background:#fff;border:1px solid rgba(16,24,40,.08);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm);transition:.28s}.feature-card:hover,.brand-card:hover,.legal-card:hover{transform:translateY(-7px);box-shadow:var(--shadow)}.icon{width:56px;height:56px;border-radius:20px;background:linear-gradient(135deg,#eaf2ff,#e7fff5);display:grid;place-items:center;color:var(--blue);font-size:26px;margin-bottom:18px}.feature-card h3,.legal-card h3{font-size:22px;color:#071b45;margin-bottom:10px;letter-spacing:-.03em}.feature-card p,.legal-card p{color:var(--muted);font-size:15px}.brands-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.brand-card{min-height:142px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.brand-card:before{content:"";position:absolute;inset:auto -50px -70px auto;width:140px;height:140px;background:rgba(0,100,255,.09);border-radius:50%}.brand-card strong{font-size:21px;color:#071b45;letter-spacing:-.03em}.brand-card span{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);font-weight:1000}.brand-letter{width:44px;height:44px;border-radius:16px;background:var(--blue-3);color:var(--blue);display:grid;place-items:center;font-weight:1000}.company-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:24px}.info-card h3{font-size:28px;letter-spacing:-.04em;color:#071b45;margin-bottom:16px}.detail-list{display:grid;gap:14px}.detail{display:grid;grid-template-columns:140px 1fr;gap:16px;background:#f8fbff;border:1px solid #edf2f7;border-radius:18px;padding:16px}.detail b{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.detail span{font-weight:800;color:#1f2a44}.notice{background:#06306f;color:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);position:relative;overflow:hidden}.notice:after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(255,255,255,.12);right:-80px;bottom:-80px}.notice h3{font-size:30px;line-height:1.1;margin-bottom:12px;letter-spacing:-.04em}.notice p{color:rgba(255,255,255,.82)}.page-hero{background:linear-gradient(180deg,#edf5ff 0%,#fff 100%);padding:82px 0 54px;position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;width:320px;height:320px;border-radius:50%;background:rgba(0,100,255,.10);right:-120px;top:-140px}.breadcrumbs{color:var(--blue);font-size:14px;font-weight:900;margin-bottom:14px}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:24px}.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm)}.contact-item{display:flex;gap:14px;padding:18px 0;border-bottom:1px solid #eef2f6}.contact-item:last-child{border:0}.contact-icon{width:46px;height:46px;border-radius:16px;background:var(--blue-3);color:var(--blue);display:grid;place-items:center;font-size:22px;flex:none}.contact-item b{display:block;margin-bottom:2px}.contact-item span,.contact-item a{color:var(--muted)}.map-panel{min-height:390px;background:linear-gradient(135deg,#06306f,#0064ff);border-radius:var(--radius);padding:34px;color:#fff;box-shadow:var(--shadow);display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.map-panel:after{content:"MAKATI";position:absolute;right:18px;bottom:-12px;font-weight:1000;font-size:90px;opacity:.08;letter-spacing:-.06em}.map-panel h2{font-size:38px;line-height:1.1;letter-spacing:-.04em;margin-bottom:12px}.map-panel p{color:rgba(255,255,255,.82);max-width:520px}.policy-layout{display:grid;grid-template-columns:280px 1fr;gap:34px}.toc{position:sticky;top:104px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:24px;padding:18px;box-shadow:var(--shadow-sm)}.toc a{display:block;padding:11px 12px;color:#53627a;font-weight:800;border-radius:14px}.toc a:hover{background:var(--blue-3);color:var(--blue)}.policy-content{background:#fff;border:1px solid var(--line);border-radius:28px;padding:36px;box-shadow:var(--shadow-sm)}.policy-content h2{font-size:28px;margin:26px 0 10px;color:#071b45}.policy-content h2:first-child{margin-top:0}.policy-content p,.policy-content li{color:#53627a;margin-bottom:10px}.policy-content ul{list-style:disc;padding-left:24px}.cta-band{background:linear-gradient(135deg,#0064ff,#00a2ff);color:#fff;border-radius:34px;padding:42px;display:flex;align-items:center;justify-content:space-between;gap:24px;box-shadow:0 24px 60px rgba(0,100,255,.22);overflow:hidden;position:relative}.cta-band:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.13);right:-80px;top:-120px}.cta-band h2{font-size:34px;line-height:1.1;letter-spacing:-.04em}.cta-band p{color:rgba(255,255,255,.84);margin-top:8px}.cta-band .btn-secondary{position:relative;z-index:1;background:#fff;border:0;color:var(--blue)}.site-footer{background:#061d49;color:rgba(255,255,255,.78);padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:30px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.12)}.footer-grid h3,.footer-grid h4{color:#fff;margin-bottom:14px}.footer-grid p,.footer-grid a{font-size:14px;color:rgba(255,255,255,.72);display:block;margin-bottom:8px}.footer-bottom{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;padding-top:22px;font-size:13px}.reveal{opacity:0;transform:translateY(26px);transition:opacity .75s ease,transform .75s ease}.reveal.show{opacity:1;transform:translateY(0)}@media(max-width:1040px){.hero .container,.company-grid,.contact-grid,.policy-layout{grid-template-columns:1fr}.phone-scene{min-height:auto}.brands-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.toc{position:static}}@media(max-width:820px){.nav-links{display:none}.mobile-toggle{display:block}.nav-links.open{display:flex;position:absolute;left:20px;right:20px;top:88px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.cards-3{grid-template-columns:1fr}.brands-grid{grid-template-columns:repeat(2,1fr)}.cta-band{flex-direction:column;align-items:flex-start}.hero .container{padding:66px 0 56px}.section{padding:68px 0}}@media(max-width:560px){.container{width:min(100% - 28px,1168px)}.topbar .container{align-items:flex-start}.brand-title{font-size:15px}.brand-sub{display:none}.hero h1,.page-hero h1{font-size:40px}.hero-actions,.cta-band .btn{width:100%}.btn{width:100%}.brands-grid{grid-template-columns:1fr}.detail{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.phone-card{border-width:9px;border-radius:36px}.policy-content{padding:24px}.cta-band{padding:28px}.cta-band h2{font-size:28px}}

/* Logo image integration */
.brand-mark.logo-image{
  background:#fff;
  padding:4px;
  border:1px solid rgba(0,100,255,.12);
  box-shadow:0 10px 26px rgba(6,29,73,.12);
}
.brand-mark.logo-image:after{display:none}
.brand-mark.logo-image img{
  width:100%;
  height:100%;
  object-fit:contain;
  display:block;
}
.footer-logo{
  width:210px;
  max-width:100%;
  height:auto;
  display:block;
  background:#fff;
  border-radius:18px;
  padding:10px 12px;
  margin-bottom:14px;
  box-shadow:0 12px 30px rgba(0,0,0,.16);
}
@media(max-width:560px){
  .brand-mark.logo-image{width:44px;height:44px;border-radius:14px}
  .footer-logo{width:190px}
}